Personal & Business Accounts

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EU IBAN under your name

EU IBAN under your name You are welcome to use 1 or more IBAN accounts

SEPA and SWIFT payments

SEPA and SWIFT payments EUR, USD, GBP and other currencies

High-risk fintech-friendly account

High-risk fintech-friendly accoun Cryptocurrency, P2P lending, gambling, gaming are welcome

Pricing

Personal
EU/EEA residents Non EU/EEA residents
OR High-risk industry users
Account fees
Application processing fee
Application processing fee - -
Account closure fee
Account closure fee - -
Monthly maintenance
Monthly maintenance - 5 €
High-balance fee
High-balance fee - 0.5%
Payment fees
Internal transfer (within Payrico)
Internal transfer (within Payrico) 0.00 € 0.50 €
Incoming SEPA payment
Incoming SEPA payment 0.00 € 0.50 €
Outgoing SEPA payment
Outgoing SEPA payment 0.00 € 0.50 €
Incoming SWIFT payment
Incoming SWIFT payment 0.2% min 10 € 0.2% min 10 €
Outgoing SWIFT payment
Outgoing SWIFT payment 0.5% min 30 € 0.5% min 30 €
Business
EU/EEA business Non EU/EEA business
OR High-risk
Account fees
Application processing fee
Application processing fee 400 € (or 10 ADK) 800 € (or 20 ADK)
Account closure fee
Account closure fee - -
Monthly maintenance
Monthly maintenance 20 € 200 €
High-balance fee
High-balance fee 0.5% 0.5%
Payment fees
Internal transfer (within Payrico)
Internal transfer (within Payrico) 0.00 € 1.00 €
Incoming SEPA payment
Incoming SEPA payment 0.50 € 2.00 €
Outgoing SEPA payment
Outgoing SEPA payment 0.1% min 1 € 0.2% min 2 €
Incoming SWIFT payment
Incoming SWIFT payment 0.2% min 10 € 0.2% min 10 €
Outgoing SWIFT payment
Outgoing SWIFT payment 0.5% min 30 € 0.5% min 30 €